Maybe not what you asked for. But we've made an early version of Better Tax 2025 available today, because some decisions are easier when you can see the numbers before the year ends.

If you're thinking about crystallizing some gains, making a donation before the end of the year, or wondering how an FHSA contribution might impact your tax bill we've got you covered.

Keep in mind, it's a preview:

• you can't file today—NETFILE opens February 24,
• very few 2025 tax forms have been published so, if you are a person who finds beauty in government forms, you'll have to wait for those, and
• most importantly, we're still winding our way through the NETFILE certification process for 2025 so some calculations may change.

Take a look if you're keen or curious.

Happy Holidays!